The Economics of Discrimination



(Hosted by OUBEP in partnership with P&G)

OUBEP logo       Logo for website

How does parental income or the lack of, affect a person’s chances of future success? Do banks discriminate when lending? How is Technology impacting changes in the labour market and could contribute to reducing gender gaps or inequalities in access to employment? These are a few of the questions we will discuss, as we explore the findings from our latest research - including how policies translate to strategies and actions - and share real-world accounts of organisations and individuals effecting positive change.





  • Individual 3-lecture package: £49 
  • Single lecture: £19
  • Students and NGOs: FREE (Registration with institutional or organisational email only)
  • Corporate Package: £449 (Access to all 3 lectures for unlimited number of company employees)
  • OUBEP Alumni: FREE (Contact the OUBEP Team for your unique registration link)


Each lecture will be an hour, followed by a 30 minute panel discussion where delegates are encouraged to ask questions and interact with a panel of industry leaders.

Friday 30 October at 12:30pm GMT
‘Race and Economic Opportunity’
Director of Policy Outreach at Opportunity Insights at Harvard University, David Williams will share his insight into Economic Opportunity and Race and whether the U.S. is truly ‘the land of opportunity’. Specifically, he will ask:

  • Are chances of success really independent of parental income?
  • What are the patterns of intergenerational mobility?
  • What explains inequality in opportunity? Is it geography, education, income or race? Do policies that can improve economic opportunities exist?

Panel members: Amgad Salih (Black Excellence Network) and Chris Young (P&G)

Friday 13 November at 08:30am GMT
‘Discrimination and Bank Lending’
Director of Research at the European Bank for Reconstruction and Development (EBRD), Ralph De Haas will give us a detailed look at the banking sector and will present his research on discrimination in bank lending, addressing these particular areas:

  • The types of discrimination and how prevalent they have become.
  • What banking institutions can do to reduce discriminatory behaviour.
  • How policies at the national level translate into action at the organisational level.

Panel members: Matt Mason (Asto) and Sheree Atcheson (Peakon)

Friday 27 November at 08:30am GMT
‘Technology Innovation, Inequalities and Gender
Associate Professor at Monash University, Michelle Rendall will look into gender gaps and inequalities in the changing labor market, transformed by technology.

  • Developed economies have experienced a rise in female labour market participation, a reversal of the gender education gap and a closing of the gender wage gap. Developing economies are following in stride.
  • How are these patterns linked to technology and the changing demands of the economy?
  • What do they mean for gender disparities on the labour market?
  • While much progress has been done in narrowing gender gaps, gaps remain all around the world. What are potential policy tools that could go some way in reducing the gap further?

 Panel members: Katrine Marçal and Suki Fuller

Katrine Marçal's Keynote: Gender-led innovation from OUBEP 'Economics of Diversity (5 March 2020) on Vimeo.



OUBEP Speakers

David Williams
Policy Outreach Director
Twitter: @dawill333  

David A. Williams serves as the Director of Policy Outreach at Opportunity Insights, a research and public policy lab based at Harvard University dedicated to using big data to improve upward mobility in America. He is tasked with supporting research and evidence-based policy change by creating and leading partnerships with communities across the country. Current projects include Creating Moves to Opportunity, a national housing mobility initiative, and the Charlotte Opportunity Initiative, a community-wide place-based initiative aimed at improving economic opportunity throughout Charlotte and Mecklenburg County.

Before joining Opportunity Insights, David served as a senior advisor to the Mayor of Detroit. David was a member of the Mayor’s economic development team, managing large-scale real estate and community revitalisation projects, neighbourhood planning initiatives, and policies related to economic mobility, land use, and equitable development.

David received an AB from Harvard College and a JD from Harvard Law School where he served as President of the Harvard Legal Aid Bureau, focusing much of his energy on anti-foreclosure and anti-eviction law and policy. He has also served as an affordable housing and community development attorney and a non-profit management consultant.

Ralph De Haas
Director of Research at the European Bank for Reconstruction and Development
Twitter: @ralphdehaas
Personal web page

Ralph De Haas holds a PhD in Economics from Utrecht University and previously worked as a Senior Economist in the Prudential Supervision Department and the Economic Policy and Research Department of the Dutch central bank. Ralph is also a part-time Associate Professor of Finance at Tilburg University; a CEPR Research Fellow; a Fellow at the European Banking Center (EBC); a Senior Fellow at LSE’s Institute of Global Affairs; and the recipient of the 2014 Willem F. Duisenberg Fellowship Prize. His main research interests include international banking, financial inclusion and small-business finance, and development economics. Ralph’s research has appeared in the Journal of Financial Economics, Review of Financial Studies, Review of Finance, American Economic Journal: Applied Economics, and various other peer-reviewed journals.

Michelle Rendall
Senior Lecturer (Associate Professor) of Economics at Monash University
Personal web page

Prior to joining Monash University, Michelle Rendall was an Assistant Professor at the University of Zurich and the University of Oslo. She obtained her PhD from the University of Texas at Austin.  Her research in labour and macroeconomics focuses on human capital and gender issues. She has published in the European Economic Review, Review of Economic Dynamics and World Development. Her research has been cited in the Business Insider and Bloomberg. In July 2014 she received the ZUNIV “Fonds zur Förderung des akademischen Nachwuchses” research grant.


Amgad Salih
Black Excellence Network
Twitter: @BlackExcelNet 

Amgad Salih is currently a first year studying Economics and Management at Exeter College. Coming from a state school in South East London, and living in Peckham, Amgad is a huge advocate for social mobility and representation! Without other mentorship schemes and projects, Amgad wouldn't have his place at Oxford. He co-founded The Black Excellence Network with four friends. Amgad is excited to start new projects in entrepreneurship and also social projects to keep giving back to the community.

Chris Young

Chris Young leads the HR function across P&G’s Northern Europe cluster, an organisation with over 3000 employees across 7 UK Ireland sites and 4 Nordic operations. Chris is a passionate believer that talent is a source of competitive advantage for today’s enterprise. He is setting and implementing the strategies to drive equality and inclusion throughout the P&G organisation underpinning all HR activity, from recruitment to personal and career development of each individual employee. Chris believes that through and with our people, P&G builds equity with our consumers and drives growth and value creation for our shareholders. By championing an inclusive culture working to remove bias and acting as agents for equal voice, equal representation and equal opportunity we unleash our people to out think problems and unlock better solutions. Chris is leading the strategic choices to ensure P&G is a company where we encourage, embrace, and value each employee for being their authentic self where we tackle bias, build empathy and respect all. During the time in his current position, he has step changed organisational design and leadership approach to dominant culture and unconscious bias, implementing an activity system that helps challenge bias in the workplace. He is a passionate leader, who uses the breadth of experience he has gained during his career in different countries and cultures to tailor the organisation’s approach to diversity, enabling every person at every level in the company to achieve to their full potential. Chris is committed to building on the progress already made within Equality and Inclusion, setting an even higher standard to deliver greater impact for the future success of the organisation.

Sheree Atcheson
Twitter: @nirushika

Listed as one of the UK's Top Most Influential Women in Tech & an international multi-award winner for her services to Diversity & Inclusion in industry, Sheree Atcheson is the Global Director of Diversity, Equity and Inclusion, Peakon; Board-Appointed Global Ambassador, Women Who Code; Contributor, Forbes. Currently, she is writing a book for Kogan Page on Diversity and Inclusion, to be released Spring 2021. Sheree is a global Diversity & Inclusion leader (ex. Deloitte and Monzo), having worked in many regions providing leadership and training to C-suite/Executive leadership to develop fully formed focused diversity and inclusion strategies. As a passionate advocate for gaining/retaining women in the industry, she launched & led the award-winning U.K. expansion of Women Who Code (, since 2013. As an industry leader, she has spoken at many global events, conferences and leadership sessions and is regularly profiled for her work. Sheree & her work have been featured in many publications, such as Forbes, FastCompany, Evening Standard, HuffPost, Business Post, Marie Claire, Wired, ComputerWeekly, The Guardian, Sunday Telegraph, Newsletter & many more. The aim of her career is ensuring people are aware of the fantastic opportunities the industry has to offer & make certain that all humans are able to benefit from these & reach their full career potential.

Matt Mason
Chief Finance and Strategy Officer at Asto Digital, Banco Santander

Matt Mason is an experienced strategy professional working in Banking and FinTech. He spent a large part of his early career at Santander, one of Europe’s largest banking groups working on major retail banking strategies and planning. He ended his time with Santander as the UK Head of New Ventures, covering start-ups, partnerships and investments involving FinTech. Following this he joined an early stage venture backed by Santander called Asto, where he is now the Chief Finance and Strategy Officer. Asto provides a range of simple tools and finance solutions to the smallest end of the SME market in the UK, with plans to expand to other markets in the coming years. During his time at Asto he has been involved in securing regulatory licences, raising funding, signing a major distribution partnership with eBay UK and acquiring one of the UK’s leading invoicing app providers.

Katrine Marçal
Twitter: @katrinemarcal 

Katrine Marçal is an award-winning author, journalist and keynote speaker. Her book “Who Cooked Adam Smith’s Dinner?” has been translated into 20 languages and was hailed by Margaret Atwood as “A smart, funny, readable book on economics, money and women”. It was named one of The Guardian’s Books of the Year in 2015 and won The Lagercrantzen Award in Sweden. She works for Dagens Nyheter, the largest broadsheet newspaper in Sweden with over 2.5 million readers every week. Katrine Marçal was one of only a handful of European journalists to get an exclusive interview with Michelle Obama before the publication of the Former First Lady’s memoir 'Becoming' in 2018.

Suki Fuller
Twitter: @SukiFuller
Personal web page

Suki Fuller is a Fellow of The Council of Competitive Intelligence Fellows and Founder of Miribure a strategic and competitive Intelligence consultancy; DC Analytics, Senior Vice President Europe and a board member for Tech London Advocates and Global Tech Advocates. She is the Co-Lead for Tech London Advocates - Women in Tech Group who focus extensively on the gender pay gap issue. She also serves on the Tech London Advocates – Black Women in Tech Committee. Suki has nineteen years’ experience as an intelligence advisor from chemical engineering to security, living and working globally (MENA, EU, China, UK and US) within Academia, National Security, Law Enforcement, and Private Corporations. She speaks globally on ethics in technology, deep tech, AI, social networks, connected data for security and female entrepreneurship. Recognised for early adoption of new technologies her areas of focus lie within agile competitive and emergent strategies for intelligence analysis, Suki loves Penguins.